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DayPay for Employees · The stories

Life doesn’t wait for payday.

The rice runs out. A child wakes up with a fever. A parent calls with an emergency.You have earned the money. It just hasn’t reached you yet.

01Dinner is tonight

Still waiting for payday to put rice on the table?

You worked today. Feeding your family should not require a loan, a favor, or another promise to repay.

Already earned today$126
02The call you cannot plan for

When family needs you now, where does the extra money come from?

Emergencies do not arrive on the company calendar. Your first option should not have to be high-interest debt.

Earned this week$580
03Borrowing from tomorrow

Still moving money from one hole to fill another?

Borrow, repay, fall short, borrow again. The problem is not always what you earn — sometimes the money arrives too late.

The real problemTiming
04A fever before payday

If you get sick today, can tomorrow’s paycheck help?

Eligible employees can unlock pay they have already earned before the scheduled payday. The fee is shown before confirmation.

Available to unlock$384

Global Income Operating System

Payday is every day.

DayPay turns earned wages, invoices, and creator payouts into one income account. Watch your balance grow as you work — and unlock it the moment you've earned it.

Create your Income AccountHow it worksEmployee · Freelancer · Contractor · Creator — one account for all of it.
9:41●●●
Good morning
Maya
Available to unlock now
$1,840.00
Earned this period · $3,680 gross
TodayWeekMonth
Unlock
Withdraw
Card
Send
Recent income
A
Acme Inc · Payroll
+$420
F
Figma · Contractor
+$1,200
+$420Acme Inc
Payroll · net of tax
+$640YouTube
Creator · self-tax
+$1,200Figma
Contractor invoice
4 → 1income sources, one account
Same daywork today, get paid today on Daily
Double-entryledger behind every cent
100%of figures replayed from the event stream

One income language

Every way you earn, one place it lands.

Salary from your employer. Invoices from clients. Payouts from platforms. DayPay records each one as the same income object — so your history, your taxes, and your unlockable balance finally add up in one view.

  • Unified history — Payroll, Contractor, and Creator income in one filterable stream.
  • Tax posture on every row — net of tax or gross · self-tax, always labeled.
  • Multi-currency wallet — hold, convert, and spend with the DayPay card.
A
Acme Inc · PayrollNet of tax
+$420.00
F
Figma · ContractorGross · self-tax
+$1,200.00
Y
YouTube · CreatorGross · self-tax
+$640.00
Card · CoffeeWallet → Card
−$4.80
9:41●●●
Unlock earned pay
Available
$1,840
of $3,680 earned
Unlock amount$900
Free · $0
monthly payday
Weekly · $4.99
paid every week
Daily · $9.99
paid same day
Fee$2.50
Unlock $900 now

Salary Unlock · EWA

You already earned it. Why wait for the 30th?

Your unlockable balance is computed from what you've actually worked — not a loan, not an advance on trust. Tap unlock, and the money moves from the reserve to your wallet in one double-entry step.

  • No interest, ever — a flat, visible fee before you confirm. The button says exactly what happens: “Unlock $900 now”.
  • Your payday, your choice — monthly for free, every week for $4.99, or the same day you work on Daily.
  • Employer-funded reserve — advances are backed by a real reserve wallet, not credit.

SalaryUnlocked → debit Reserve Wallet · credit your Wallet · fee posts separately. Every step on the ledger.

Income Account balance
$2,410.50
live

DayPay Card

A card that spends your salary — not a credit line.

The DayPay Card is bound to your income account balance. Every swipe draws straight from the pay you've already earned — no credit check, no interest, no bill at the end of the month.

  • Your balance is your limit — you spend what you've earned, so overdrafting into debt is structurally impossible.
  • Every swipe on the ledger — each purchase is a Wallet → Card entry with your full history behind it.
  • Multi-currency by default — pay in any currency; FX settles at wallet rates on the same ledger.

CardTransactionCreated → on Daily Payroll, the hours you worked this morning are on your card tonight.

Why trust it

Built on a ledger, not a balance.

Most money apps store a number and update it. DayPay stores events — and every figure you see is replayed from that stream. No mutable balances, no “trust us”: a full audit trail from your first shift to your last withdrawal.

IdentityIncomeLedgerMoney MovementIntelligence
IncomeRecorded

A shift, an invoice, a payout — each lands as one immutable income record with source and tax status.

SalaryUnlocked

Your unlock is a double-entry move: debit the reserve, credit your wallet. Never a += on a stored number.

PayrollApproved

An employer's run disburses as one atomic batch — 128 wallets credited, every cent accounted for.

For the other side of payday

The same rails, from one-person studio to global payroll.

The account your contractor unlocks wages from is the same object your finance team funds. One system, no reconciliation gap.

DayPay Business

Invoice, get paid, pay out.

For agencies, studios, and one-person companies. Client payments land as income records; contractor payouts move out of the same wallet — and your accounting export is generated from the event stream, never reconstructed.

Open a Business account

DayPay Enterprise

Run payroll like a pipeline.

For EORs, payroll providers, and platforms. Fund the employer wallet, review the run, approve — and 128 wallets are credited in one atomic batch. Draft → Review → Approve → Disburse, with a full audit trail.

Talk to sales

DayPay+ tiers

Start free. Upgrade when payday can't wait.

The tier sets one thing: how often you get paid.

Most popular

Monthly Payroll

$0

Free · your company's payday

  • One income account, all sources
  • Multi-currency wallet + card
  • Full income history & tax labels
Get started

Weekly Payroll

$4.99 / month

Get paid every week

  • Everything in Free
  • Your earnings paid out weekly
  • FX at wallet rates
Switch to weekly pay

Daily Payroll

$9.99 / month

Work a day, get paid that day

  • Everything in Weekly
  • Same-day payout, every workday
  • Priority payouts & income insights
Switch to daily pay

Your income is already yours.
Start acting like it.

Create your Income Account in minutes — ID, selfie, done.